Thursday, December 26, 2019

Banking Fraud And The Banking Industry - 1481 Words

A banking fraud is the use of illegal means to gain money, assets from depositors or clients fraudulently while posing as a bank, agent or any other financial institution. In many countries and especially the United States, bank fraud is a criminal offense even though experts refer to it as a white collar crime due to the manner in which it is carried out. The paper below will look at the vulnerabilities that face the banking industry while using the example of Stanford Financial Group Company to show how the banking fraud can be committed. Moreover, the paper will also look at the different frauds that can be committed in the banking sector and how the vulnerabilities can be avoided. A fraud prevention program will also be created meant to help companies in the banking industry prevent and detect crimes and frauds before they occur (Riggs, 2007). Stanford Financial Group Company: A Brief History The Stanford Financial Group Company was a privately owned international group that specialized in financial services under the control of Allen Stanford. Allen Stanford controlled the financial company until United States authorities seized in at the end of 2009 due to what came to be known as Ponzi scheme or scandal. Among its many groups was the Stanford International Bank, with more than 50 offices in 136 countries around the globe. The company offered diversified financial services such as brokerage and investment advisory, private and commercial banking, advising clients onShow MoreRelatedFraud as a Negative Catalyst in the Nigerian Banking Industry5170 Words   |  21 Pagesorg Journal of Emerging Trends in Economics and Management Sciences (JETEMS) 2(5):357-363 (ISSN:2141-7024) Fraud as a Negative Catalyst in the Nigerian Banking Industry Akindele R.I Department of Management and accounting Obafemi Awolowo University, Ile Ife, Nigeria ___________________________________________________________________________ Abstract Fraud in the Nigerian Banking Industry before the recent merger and acquisition and recapitalisation efforts was at alarming rate. It has caused manyRead MoreInternal Control and Fraud Detection in the Banking Industry (a Case Study of Guarantee Trust Bank Plc)11154 Words   |  45 PagesINTERNAL CONTROL AND FRAUD DETECTION IN THE BANKING INDUSTRY (A CASE STUDY OF GUARANTEE TRUST BANK PLC) BY OGUNDELE GBONJUBOLA 06271184 BEING A RESEARCH PROJECT SUBMITTED TO THE DEPARTMENT OF ACCOUNTING, FACULTY OF MANAGEMENT SCIENCES, UNIVERSITY OF ABUJA, ABUJA, NIGERIA IN PARTIAL FULFILLMENT OF THE REQUIREMENTS FOR THE AWARD OF BACHELOR OF SCIENCE (B.SC) HONOURS DEGREE IN ACCOUNTING JANUARY, 2011 DECLARATION Apart from references of other people’sRead MoreThreat Landscape Of Online Fraud Risk Management1460 Words   |  6 Pagesto threat landscape of online fraud risk management The Online banking and financial services have revolutionised the consumer and corporate banking industry in the last few decades or so by giving customers the power to conduct their banking anytime, anywhere and without all kinds of paperwork and branch visits. This has been possible with the help of massive investments in information technology, systems and communication infrastructure linking the banking industry network with their universe ofRead MoreOnline Banking And Financial Services1440 Words   |  6 PagesINTRODUCTION Online banking and financial services have revolutionised the consumer and corporate banking industry in the last few decades or so by giving customers the power to conduct their banking anytime, anywhere and without all kinds of paperwork and branch visits. This has been possible with the help of massive investments in information technology, systems and communication infrastructure linking the banking industry network with their universe of customers. This empowerment has also givenRead MoreThe Federal Reserve System : Purposes Functions1308 Words   |  6 Pagesfollowing segments of the banking industry to ensure safe and sound banking practices and compliance with banking laws: †¢ Bank holding companies, including diversified financial holding companies formed under the Gramm-Leach-Bliley Act of 1999 and foreign banks with U.S. operations †¢ State-chartered banks that are members of the Federal Reserve System (state member banks) †¢ Foreign branches of member banks †¢ Edge and agreement corporations, through which U.S. banking organizations may conductRead MoreTechnology s Impact On Society957 Words   |  4 Pages Technology’s Impact on Society in the Banking World Technology s impact on society has changed in many areas of our lives. Technology has changed travel, you can now book your own plane ticket without going to a traveler’s agency, schooling you can take classes online, and have access to doctors and medicine without having to leave your home. I chose to write about the topic of banking. With the help of technology banks are able to reach out to more customers and provide better services toRead MoreFinancial Risks Of Online Banking1683 Words   |  7 Pages2.2 Fraud risks in online banking The threat landscape The section above traced the evolution of the banking industry’s adoption of IT based innovations with the aim of offering a suite of products and services to delight their retail and corporate customers and to gain cost reduction and market share. Whilst these developments have grown the market universe exponentially it has also created opportunities for crime syndicates and fraudsters to take advantage of the wider canvas and customer ignoranceRead MoreHow Technology Has Changed Our New Set Of Skills And Practices1040 Words   |  5 Pagesrevelations about breaches and incidents. On this note of insecurity and unpredictability, banking industry is keen to redefine its approach to security thereby making an attempt to balance three critical factors i.e. cost, innovation and risk. On parallel grounds, the domain of internal security is undergoing drastic changes that mandates banking institutions to embrace new set of skills and practices. Fraud can be categorized as a busine ss risk – it is like a sword of Damocles over a bank’s futureRead MoreSeniors Guide : Online Banking1488 Words   |  6 PagesSeniors’ Guide to Online Banking. Welcome to the first edition of the Seniors’ Guide to Online Banking. Seniors represent a growing population of loyal customers in most financial institutions in the Province of Saskatchewan and even the country as a whole. Unfortunately most seniors have not been able to cope up with the rate of technological changes in the Banking Industry. The sad thing is that almost all financial institutions treat seniors just like generation X and Y folks when it comes toRead MoreChallenges Faced By The World Today1042 Words   |  5 Pagesrevelations about breaches and incidents. On this note of insecurity and unpredictability, banking industry is keen to redefine its approach to security thereby making an attempt to balance three critical factors i.e. cost, innovation and risk. On parallel grounds, the domain of internal security is undergoing drastic changes that mandates banking institutions to embrace new set of skills and practices. Fraud can be categorized as a business risk â €“ it is like a sword of Damocles over a bank’s future

Wednesday, December 18, 2019

Comparison Between Hermia And Helena In A Midsummer...

Hermia and Helena are best friends until Helena chooses a mans love over their friendship. In the fiction play, A Midsummer Night’s Dream, by William Shakespeare, a group of friends in which two men, Demetrius and Lysander, both love Hermia, but Helena loves Demetrius. Hermias father Egeus wants her to marry Demetrius but she wants to marry Lysander. Hermia and Lysander run off during the night deep into the forest far away so they could be together and the Athenian law would not be able to affect them. Hermia and Helena were friends but, Helena was always jealous of how pretty Hermia was, she tried to win back Demetrius’ love, and Helena thinking that Hermia mainly and Demetrius and Lysander are playing a trick on her. Helena always†¦show more content†¦Then to the wood will he tomorrow night pursue her. And for this intelligence if I have thanks, it is a dear expense. But herein mean I to enrich my pain, to have his sight thither and back again.†(I.i). Helena thought by telling Demetrius that Hermia and Lysander were leaving town he will be grateful to Helena and will love her again. In this quote, Helena calls Hermia her rival after all this time they have been friends. She feels as though Hermia has stolen the love of her man even though Hermia does not love him. Helena does not trust Hermia when she thinks Hermia is playing a trick on her. By Helena mistaking Hermia for something she has not done has made them get into a big fight. In the woods, a fairy named Puck puts a love potion on Lysander and Demetrius’ eyes that makes them fall in love with the first person they see. They both woke up and saw Helena; she thought they were playing a trick on her and Hermia was apart of it. Helena says,†Lo, she is one of this Confederacy! Now I perceive they have conjoined all three to fashion this false sport, in spite of me. -Injurious Hermia! Most ungrateful maid! Have you conspired, have you with these contrived to bait me with this foul derision? Is all the council that we to have shared, the sisters’ vows, the hours that we have spent when we have chid the hasty-footed time for parting us-oh, is it all forgot?...And will you rent our ancient love asunder to join with men inShow MoreRelatedA Midsummer Night s Dream By William Shakespeare1751 Words   |  8 Pages What types of dream really imp ress you in your life? Would that be funny dreams, weird dreams, scary dreams, risque dreams, dramatic dreams, life-changing dreams, and even lucid dream stories. As a matter of fact, people’s dreams can be a kind of illusion because dreams skew their daily life into confusion—people cannot recognize reality and unreality easily. Similarly, love not only is imaginative, but also can make people get confused just like dream. The comedicRead MoreA Midsummer Nights Dream Research Paper (with Cited)1161 Words   |  5 PagesThe play, A Midsummer Nights Dream by William Shakespeare, is about four lovers and their dreamlike adventure through a fairy ruled forest. There are many different characters in this play and they each play their own individual role in how the play is performed and read. Three main characters that showed great characteristics are: Puck, Tom Bottom, and Helena. The play, A Midsummer Nights Dream by William Shakespeare, uses characters and their conflicts to give meaning to this piece of literatureRead MoreTheme Of Love Gone Love And A Midsummer Nights Dream1892 Words   |  8 PagesLiterature Theme Comparison Love is a popular theme in a multitude of literature pieces throughout the times. Forbidden love seems nearly as popular as does love gone wrong and unconditional love. Two tales that contain the theme of forbidden love, the theme of love gone wrong, and the theme of unconditional love are: William Shakespeare’s A Midsummer Night’s Dream and Fay Weldon’s â€Å"IND AFF or Out of Love in Sarajevo.† Though these stories were both written many years apart, they have a commonalityRead MoreEssay on A Midsummer Nights Dream: Critical Analysis3103 Words   |  13 PagesMandy Conway Mrs. Guynes English 12 16 March 2000 A Critical Analysis of quot;A Midsummer Nights Dreamquot; William Shakespeare, born in 1594, is one of the greatest writers in literature. He dies in 1616 after completing many sonnets and plays. One of which is quot;A Midsummer Nights Dream.quot; They say that this play is the most purely romantic of Shakespeares comedies. The themes of the pl ay are dreams and reality, love and magic. This extraordinary play is a play-with-in-a-play, whichRead MoreMidsummer Nights Dream Essay1041 Words   |  5 PagesWilliam Shakespeare’s play A Midsummer Night’s Dream utilizes the technique of multiple characters playing leading roles. The fairy character Puck stands out as a dominant and leading role in the play. Puck is the best fit for the role of the protagonist because he is mischievous and therefore, has the ability to change the outcome of the play through his schemes and actions. As the protagonist, Puck is responsible for creating the major conflict that occurs between the four lovers throughout theRead MoreMidsummer Night’s Dream: The Power of Love1260 Words   |  6 Pagesbe devastating and maddening. In his play, A Midsummer Night’s Dream, William Shakespeare comically explores the flaws and suffering of lovers. Four young Athenians: Demetrius, Lysander, Hermia, and Helena, are confronted by lov e’s challenge, one that becomes increasingly difficult with the interference of the fairy world. Through specific word choice and word order, a struggle between lovers is revealed throughout the play. In A Midsummer Night’s Dream, Shakespeare uses descriptive diction to emphasizeRead MoreShakespeare s A Midsummer Night s Dream1186 Words   |  5 Pagesmetaphor and simile in A Midsummer Night’s Dream is best understood as an attempt to provide some useful context for relationships and emotions, most often love and friendship, or the lack thereof. One example of such a usage is in Act 3, Scene 2 of the play. Here, the two Athenian couples wake up in the forest and fall under the effects of the flower, thus confusing the romantic relationships between them. Hermia comes to find her Lysander has fallen for Helena. Hermia suspects that the two haveRead MoreWaning Of Shakespeare s A Midsummer Night s Dream1465 Words   |  6 PagesWaning of the Moon in A Midsummer N ight’s Dream Before the birth of William Shakespeare as a playwright, no craftsman could skillfully create a world composed of contradictions so shocking, yet profoundly insightful to the human condition. Shakespeare accomplishes the impossible by bringing many contradictory elements into his play, A Midsummer Night’s Dream, a comedy on the verge of tragedy. In this play, many of his characters allude to the moon through the use of repetitive metaphors. ShakespeareRead MoreAnalysis Of Shakespeare s The Midsummer Night s Dream Essay1165 Words   |  5 Pageshe was trying to get across due to their education. These references would have little effect on the actual plot of the play. These references would be used to describe appearance, personality, mood or occupation. Theseus’s monologue in A Midsummer Night’s Dream, about the insanity of lovers shows this clearly when it describes how the lover in question perceives his love as having ‘Helen’s beauty’, even without being objectively unattractive. This reference was clear and would definitely be understoodRead MoreA Midsummer Night s Dream By William Shakespeare1456 Words   |  6 Pagesplaywright, no craftsman could skillfully create a world composed of contradictions so shocking, yet profoundly insightful to the human condition. Shakespeare accomplishes the impossible by bringing many contradictory elements into his play, A Midsummer Night’s Dream, a comedy on the verge of tragedy. In this play, many of his characters allude to the moon through the use of repetitive metaphors. Shakespeare specifically compares the moon to time as a means to juxtapose various elements of his play:

Monday, December 9, 2019

Importance and Role of Ethics in Business †Myassignmenthelp.Com

Question: What Is The Importance And Role Of Ethics In Business? Answer: Introduction In the context of this research paper, ASIC v Healey 2011 case is selected because it is the case with the commercial nature and published in the media. In addition to this, in this study ethical challenges with regards to the selected case would be discussed. Moreover, specific ethical practices would be suggested to overcome such types of commercial ethical issues. On the other hand, the concepts and roles of ethics in the business would also be discussed in order to attain the objective of the study. Case Overview In the case, ASIC v Healey 2011, the duties were breached by the company directors. Moreover, it is found that, the CFO (Chief Financial Officer), and directors of the Centro Group were breached their functions and duties through the mispresentation and misstatement of company in the financial year 2007. In addition to this, it is found that, along with the directors and CFO of the company, different companies such as: Centro Retail Trust (CRT), Centro Properties Limited (CPL), Centro Property Trust (CPT), Centro Retail Group (CER) and Centro Properties Group (CNP) had approved the financial statements of 2007 financial years (Bright Law. 2011). After some time, there were several issues in the financial reports of the Centro Group. For example, in developing and preparing of annual financial reports, they ignored more than$1.5 billion short term liabilities of CNP. It means they have not disclosed this big amount of liabilities in the financial statement of the company. In doing thi s, they divided the noncurrent liabilities. Apart from this, it is also analyzed that, they also did not disclosed $1.75 billion guarantees of CNPs short term liabilities. Moreover, they also ignored$500 million short term liabilities of CER. This indicates that, they have not fulfilled their duties properly that created legal and ethical issues (Lowry, 2012). Finding of the Case The directors approved the Centro Group solidified money related proclamations and yearly reports regardless of the mistakes. This circumstance showed the executives of Centro Group spoke to the money related misquote before partners that demonstrated the break of their obligations. The budgetary error wrong PL and accounting report is giving incorrectly course of the organizations that implies the share cost and market esteem isn't right. It demonstrates the executives not played out its obligations as not considered the enthusiasm of partners while arranged and displayed the gathering united monetary articulations. ASIC (Australian Securities and Investments Commission) brought procedures against the 7 respondent chiefs, the CEO and the 5 non-official executives for break of their executive's obligations under area 180(1), 601FD(3) and 344(1) of the Corporations Act 2001 (Cth). Healey is the main litigant chief and 6 other respondent chiefs went to an executive meeting on 6 Septemb er 2007 and displayed solidified money related explanations before shareholders or financial specialists, so that respondent executive, the CEO and the non-official chiefs have been in charge of present gathering misquotes (Dunn, 2011). Ethical Practices to Produce More Positive Scenario/Outcome Based on the identified case, it can be suggested that, the CFO as well as directors of the company should fulfill their duties by considering the organizational code of conduct. In addition to this, they should also follow the organizational ethical policy before making any decision. On the other hand, it can also be suggested that, they should adopt the principles and standards of corporate ethics to avoid ethical issues (Walmsley, Puri, 2011). At the same time, it can also be suggested that, they must follow the principals of Honesty, Integrity, Loyalty, fairness, Excellence, Obeying the law, Morale and accountability principals of ethics. Additionally, they should work as per the companys ethical policies, standards and norms. For case, they ignored the ethical policies of the company in the case (Hedges, Bird, Gilligan, Godwin, Ramsay, 2016). . Moreover, they should work only for attaining of organizational long term goals and objectives. Additionally, they should also follow the ethical code of duties to avoid such serious issues effectively. Apart from this, it is also suggested that, the CFO and director of the company must also follow the duty of care, and good faith and interest. Moreover, delegation and advice are other practices that should be followed by them in order to produce more positive outcomes. Hence, it can be said that, they should be followed all the suggested ethical practices in order to produce positive outcomes (Langford, Ramsay, Welsh, 2015). Importance and Role of Ethics in Business Ethics is more important and valuable in the business that play a lot of significant role in the improving the individual and organizational productivity. For example, ethics is important because it play a key role in attracting the investors and customers for the business. Moreover, ethics bring innovation, accountability, creditability and flexibility within the business process and strategies. For case, with the help of ethics, a company can improve its image and reputation in the eyes of global customers. Moreover, it is also accessed that, workplace issues and conflict could be handled effectively by using the principals and standards of ethic. Moreover, with the help of ethics, a company could be able to motivate and encourage its employees to fulfill the long term organizational goals. On the other hand, ethics is also improve decision making abilities of the individual at the workplace so that they can make strategic decision to solve complex business issues and challenges ef fectively. Moreover, a company could also design and create a wide range of strategies by using ethical standards to fulfill the long term goals and objectives (Giordano, 2011). At the same time, it is also found that, it improves leadership qualities and management abilities. Furthermore, ethics is also important in reducing the organizational overhead costs and improving the profitability directly or indirectly. In the same way, ethics in the business helps the business firms to attain the competitive advantages over the other competitors. For case, through the ethical concepts, a company can design and produce the products and services according to the needs of customers (The civil lawyer. 2011). In addition to this it is also analyzed that, ethics in the business improve strategic thinking of the originations as well as their employees. For instance, the company can take strategic decisions for the growth and total success of the organization. Hence, ethics is more important and significant in the business and play specific roles in the total success (Carter, Peden, Tolhurst, 2007). Conclusion On the basis of above discussion, it can be summarized that, employees or organizational people should focus on using ethical practices, standards, norms and policies at the workplace in order to overcome potential serious issues. In addition to this, it is also concluded that, in the case, the CFO and director did not followed the ethical principles and ethical code of conduct of the company that created issues and challenges in the front of them. Moreover, it can also be said that, they must consider all the ethical aspects and concepts before taking any unethical actions. The unethical actions taken by them affected the reputation of the company. Furthermore, it can also be suggested that, each and every individual must take care of about ethical rules, policies, standards and these should be adopted in conducting day to day functions. Finally, it can be concluded that, ethics is the moral standards and indicates what is right and wrong. Hence, the ethics is more important in the business and play various significant role in enhancing the organizational and individual performance effectively. References Bright Law. (2011). Centro (ASIC v Healey) case note: directors duties for financial statements. [Online]. Retrieved From: https://www.brightlaw.com.au/centro-asic-v-healey-case-note-directors-duties-for-financial-statements/ Carter, J.W., Peden, E. Tolhurst, G. (2007). Cases and Materials on Contract Law in Australia (5th ed.). LexisNexis Butterworths. Dunn, K. (2011). Corporate Law: Directors Cannot Rely on Others to Discharge Their Duties. Keeping good companies, 63(8), 480. Giordano, F. (2011). Company Secretary: Financial Reporting Duties of Directors-Ten Corporate Governance Lessons from Centro for Non-Executive Directors of Listed Public Companies. Keeping good companies, 63(7), 390. Hedges, J., Bird, H. L., Gilligan, G., Godwin, A., Ramsay, I. (2016). An Empirical Analysis of Public Enforcement of Directors Duties in Australia: Preliminary Findings. CIFR Paper, 105. Langford, R. T., Ramsay, I., Welsh, M. A. (2015). The origins of company directors' statutory duty of care. Sydney Law Review, 37(4), 489-518. Lowry, J. (2012) The Irreducible Core of the Duty of Care, Skill and Diligence of Company Directors: Australian Securities and Investments Commission v Healey. The Modern Law Review, 75(2), 249-260. The civil lawyer. (2011). The Centro matter: ASIC v Healey [2011] FCA 717 and breach of director's duties. [Online]. Retrieved From: https://www.the-civil-lawyer.net/2011/06/centro-matter-asic-v-healey-2011-fca.html Walmsley, S. Puri, R. (2011). The Centro 'Penalties' Decision - ASIC v Healey (No 2) [2011] FCA 1003. [Online]. Retrieved From: https://www.jws.com.au/en/acumen/item/582-the-centro-penalties-decision-asic-v-healey-no-2-2011-fca-1003

Monday, December 2, 2019

Judaism Report an Example by

Judaism Report Introduction of the Religion If we talk about Judaism, we come to remember the different struggles of the Jewish people that were written in the bible. History would tell us that subsequent to their freedom from Egyptian captivity through the leadership of Moses, the Jewish people roamed around the wilderness for a period of 40 years prior to their entrance to the Promised Land. These people may have encountered different enemies, but they were able to keep a unified state focused in Jerusalem (Wenner, 2001, p. 1). However, this state did not last for so long as invaders came, thereby suppressing the Jewish religion. But, the rebellious tactics led by Judas Maccabaeus was successful leading to the independence of the Jewish state (Wenner, 2001, p. 1). Need essay sample on "Judaism Report" topic? We will write a custom essay sample specifically for you Proceed Our Customers Often Tell EssayLab professionals: Who wants to write essay for me? Essay writers propose: Winning Academic Essay Writing Delivered On Time The Diaspora happened wherein Jewish people migrated to the Mediterranean countries as well some areas in Southwest Asia due to another groups of invaders. Until such time that some of the Jewish people survived the Holocaust, they were able to seek refuge in the United States. In the year 1948, independence was granted to the state of Israel (Wenner, 2001, p. 1). As such, the Jewish people continued to exist and enriched their race, religion and culture. The strength of Judaism proved to be evident even up to the present. Judaism is a monotheistic religion, the belief of which expounded that the world was made by a lone, all-powerful divinity, and that everything in this world were moulded to have meaning and purpose as part of a divine order (Wenner, 2001, p. 1). In other words, the Jewish people believed in the existence of one God who is all-knowing. The teachings of Judaism mentioned that the will of God for human behaviour was shown to Moses and the Israelites at Mount Sinai (Wenner, 2001, p. 1). The Ten Commandments played a very important role in Judaism as it was believed to be given as a gift from God to the people.In addition to that, there are five basic beliefs and guiding principles that the religion Judaism had shown and these are 13 Articles of Faith, God, The Messiah and Human Nature. The 13 Articles of Faith serves as a summary of core and basic Jewish beliefs (Jewish Beliefs). For the Jews, the ultimate truth is that there is a single all-knowing God. With respect to their belief of the Messiah, the Jews also take part of the hope that there will be a future hero who will rescue the righteous people, judge the wicked, and bring peace for the world to savour (Jewish Beliefs). They also believed that God formed man having two yods or two impulses of man, the yetzer tov and the yetzer ra (Jewish Beliefs). There are three branches of Judaism which signifies the lifestyle and beliefs of the Jews. These branches of the said religion are Orthodox, Conservative, and Reform (Wenner, 2001, p. 1). The Orthodox branch is composed of the traditionalists who practiced almost all of the traditional food and ritual laws of Judaism (Wenner, 2001, p. 1). The Conservative branch do not support the relevance of a Jewish political state, but place more importance on the historic and religious elements of Judaism (Wenner, 2001, p. 1). In doctrinal setting, the Conservative branch is positioned somewhere between Orthodox and Reform. The Reform branch, on the other hand is the liberal clout of Judaism which is culture and race oriented with poor agreement on doctrinal or spiritual conviction (Wenner, 2001, p. 1). But despite the presence of these branches, Judaism is still considered as one of the most influential religious belief on earth. Name, Location and Review of the Site New York is one of the places wherein the Jews seek refuge with during the time which they experienced myriad trials and persecutions. It is not denied that many of the Jews living in that state still practice Judaism as a religion. In order to present a valuable and informative interview, the said activity was done in the lower east side area of South Bronyx, New York City. Throughout the time of mass Jewish immigration to America the Lower East Side presented warmth, jobs, commerce and political contacts, asset possibilities, schools and settlement houses (Brown, 2008, p. 1. Every one aided the Jewish settler to incorporate and to obtain necessary skills; he could then assist his newly-adopted state to develop and flourish (Brown, 2008, p. 1). Interview Summary The interview of one of the Jewish people who lived in lower east side area in South Bronyx, New York is very successful and informative. The practice of Judaism as a religion proved to be interesting and influential despite its difference with other well-known religions. The gist of the interview falls on the basic statement of faith of Judaism which served as a creed for the Jews. The interviewee is a father of three children and is already 50 years old. He and his wife remained in Bronyx, New York of which their parents first settled when Jewish mass immigration to America during and after the World War II arose. Since their three children are already married and settled in the nearby areas, he managed to proper in the business which he participated and lived within his means. The practice of Judaism was his main concern that was also passed to his children. He was chosen to correspond with the interview since he was known to be a devoted Jewish who practiced Judaism religiously n o matter what. When the interviewer asked the fifty-year old Jewish father about the belief of God, it answered that there is only one Creator that will make all things and serve as the guide of everything. There is one interesting message that the interviewee mentioned which is about the belief that there is a single God and no other. Meaning, the belief of other image of God or idolatry is false. The interviewee is trying to say that paying homage and worshipping to other images of God is not the proper in Judaism. The interviewee was asked on the form of God and to its image and the answer is that God has not any form whatsoever and that it is not a body. The interviewer also said that God is the first and the last when asked about the over-power of the same being. The existence of God is also free from all forms of destruction and it cannot be corrupted by any means. A question on the allowance of praying to other images of God like saints and paying homage to religious leaders, the interviewee mentioned that it is not proper to pray to any other being except God. Prayer is vital to the Jews as it gives them strength to their belief in the religion. It was giving testimony to the statement of faith that it is proper and right to say prayers to God. Prayers are also the building links from a Jewish to God who practices Judaism in this earth. Since the interview is serious, spiritual matters are being emphasized by the interviewee who testified that Judaism is a religion that God is not in unit y into any other beings. The interviewer also asked about the beliefs of the Jews on the messages of prophets. The interviewee mentioned that his faith is perfect that the labours of the prophets in the vineyard are true and it is for the benefit of men and in the service of God. The interviewee even mentioned that Moses is the chief of all prophets both of those who served prior and after him, and that his endeavours are true and valuable for mankind. The Ten Commandments was believed to be the only law given by God to the Jews as a gift and it can never be changed. The interviewee reiterated the same belief of Judaism that the Mosaic Law will be considered as the only laws for the people to follow. It was also emphasized by the interviewee that God is aware of all the thoughts and feelings of every man and that he knows the intent of their hearts. The will of God is inculcated in the hearts of the people and the latter obeys to his commandments. It can be observed that Judaism practice more closeness to God and tried hard to keep the sanctity of the Ten Commandments. The practice of Judaism is also imbued with the need to do good deeds. The interviewee explained that if a person performs righteous acts and remain faithful in following the commandments of God, he could be given reward as a result of those righteous actions. The concept of punishment is also injected by the interviewee explaining that God punishes those people who try to disobey his commandments. Transgressions or sins are being accounted to the person who committed said wrongdoings and must be responsible of the same. In addition, the Jews also believed of the Messiah who will be responsible for facilitating the judgment against the wicked and justice for the righteous. Every Jew promised that the waiting of the Messiah could be long but it could be done. Waiting for the coming of the Messiah is a hope for the interviewee and he is willing to do so. Lastly, the interviewee who practiced Judaism also believed in the teaching that there will be resurrection of those who died during the projected time that pleases God. This belief was promised to the Jews such that they continue living righteously on earth and continuously chose to do good things despite the persecution and trials that they encountered and will encounter in the future. Comparing and Contrasting with another Religion Christianity and Judaism are both monotheistic since these religions only believed in one God. The two religions also happened and developed historically in Jerusalem were the ancient Jews lived and where Jesus Christ also dwells so long time ago. Essentially, there are no official doctrinal writings and requirement of membership in Judaism while Christians membership is tracked from time to time in its official list of members. In Christianity, a person is not considered Christian if it did not embrace all the teachings of the religion, whereas people are considered a Jew despite the fact that it only followed a portion of the statement of beliefs in Judaism. A person is also considered a Jew even if it does not believe in all the Ten Commandments rules. Being righteous is the basic and primary way of observing the religion of Judaism. Compared to Christianity, there are other requirements other than being good and righteous in the society. One notable difference of the two religions is that for Judaism, it is commonly described as a culture or racial identification rather than a religion while Christianity pertains directly to a person who believes in Jesus Christ. Thus, there are many people who are considered Jews but do not practice Judaism as a religion. In other words, while Christians are purely followers of Christ, not all Jews practice Judaism or have interest with the religion. Hence, Christians are stricter of their religion in terms of attendance, membership and adherence to the religion compared to Judaism that does not require its followers to fully practice the faith. There is much more freedom in Judaism compared to Christianity as spiritual beliefs and exercises. The belief of fulfilling Gods commandments is common to both Judaism and Christianity as religions (Judaism vs. Christianity). The basis of both faiths is obedience in God and that being righteous means following commandments. Given that the completion of Gods will is a responsibility of a Jewish or Christian individual, both religions fall into the rule-deontological type (Judaism vs. Christianity). Hence, obeying Gods holy laws is the unique similarity of Christianity and Judaism. In Judaism, God and the Jewish people maintained a spiritual agreement that there should be obedience of the will of God in order to maintain the status of the people as chosen individuals. There is a corresponding reward and punishment that God will give to the people of which he only knows based on the requirement of obedience. Besides, the Ten Commandments are also followed because it has high moral standard aside from the fact that the Jews are loyal to God. It could be noticed that all the rules in the Ten Commandments like avoiding murder and stealing are associated with high moral characteristics. On the other hand, the practice of Christianity has emphasis on the love of God as a reason of obeying him and not on loyalty and moral sense. Love of God is very strong in the Christian such that accepting him as part of ones life and being a member to the religious group is essential to show that love. The manifestation of being a Christian is the fact that God loves the people in return and that he was merciful to his people (Judaism vs. Christianity). There is also a requirement for Christians to love all people and forgive the shortcomings of other people. Moreover, Judaism is not concerned with the listing of its members or the requirement of membership while Christianity always considers the increase of its followers as a successful indoctrination of the people. Thus, Christianity as a religion is more organized compared to Judaism. Conclusion Judaism and Christianity are both famous as religious beliefs. While Christianity can be considered as more organized than Judaism, there is a corresponding reason why it happened. Judaism is more associated with culture and race and the Jews who do not completely follow the tradition of the religion are still considered as part of Judaism. On the other hand, Christianity cannot be associated with race or culture as it was identified purely on the belief of Jesus Christ. In addition, both religions believe in being righteous and obedience to the holy laws of God. Both religions also acknowledge that God will punish the wicked and reward the righteous people. While Jesus Christ was considered as the Saviour of the whole world, the Messiah is also the hero of the Jews as it is a future figure that will judge the wicked and reward the righteous ones. The basis of the faith of the people who practiced Judaism is loyalty to God while for Christians, obedience to God is founded on love and reverence to him. Although mercy is taught in both religions, it is in Christianity that it was emphasized that the concept of forgiving ones enemies is deeply instilled as a teaching. Finally, there may be differences of both religions but the truth that both influences so may people remains intact. References 123 Help Me Website. (2007). Judaism vs. Christianity. Retrieved October 27, 2008, from http://www.123helpme.com/view.asp?id=32783. Brown, J. M. Yale-New Haven Teachers Institute. (2008). From The Shtetl to the Tenement: The East European Jews and America, A Social History 1850-1925. Retrieved October 27, 2008, Religion Facts. (2008). Jewish Beliefs. Wenner, S. MNSU. (2001). History of Judaism. Wenner, S. MNSU. (2001). History of Judaism. Retrieved October 27, 2008.